Guide

Can I sell my mobile home if I still owe money?

You can still call me if you want to sell a mobile home and you still owe money. Being behind does not mean you have to wait until you are caught up. I buy mobile homes for cash across Colorado and Wyoming. I will be honest about my offer. I will not promise it covers everything you owe.

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Your options

Plain paths if you still owe money.

Keep the home and keep paying

If you can stay current and you want to stay, that is a real choice. You do not have to sell.

Call the company you pay

Ask if a payment plan exists. I do not work for them. I will not tell you what they will say.

If the late payment is lot rent

That is a different conversation from a loan on the home. Start with my lot rent page, then call me if you want both.

Sell

A sale is one way people deal with what they owe. Sometimes my offer helps. Sometimes another path is better, and I will say so. I will not promise the offer covers the balance.

How I can help

You do not have to be caught up before you call me.

Call or text and say what you owe, if you know

(719) 963-6131, or the form. An estimate is enough. You do not have to be current.

I look at the mobile home as it is

Any condition. No repairs are required.

A fair cash offer within 24 hours

In writing. I will tell you plainly if I do not think a sale is the right path.

You choose the closing date

I cover the paperwork and the costs of the sale. There is no obligation to accept.

Call or text (719) 963-6131 Fill out the form

Your rights in Colorado

A few things the law gives you.

If lot rent is unpaid, the park has to give you a written notice. That notice has to give you at least 10 days to pay the rent, or to sell the home or move it.
You may sell your mobile home where it sits and put a for-sale sign on or in the home. Tell the park you plan to sell. A buyer who will live in the park still has to apply and be approved by the park.
The park is not allowed to retaliate because you used a right, including making a complaint.
You can file a complaint with the Colorado Division of Housing Mobile Home Park Oversight Program. Email MHPOP@state.co.us or call 1-833-924-1147.
If the problem is a park rule needed to prevent real damage or harm, or a local or state rule — and it is not unpaid rent — the official notice says you have 90 days to fix it.

Official summary: Colorado Division of Housing, Notice of Home Owner and Resident Rights, under the Colorado Mobile Home Park Act, C.R.S. 38-12-200.1 et seq. Retaliation is also described on the Division’s retaliation page.

This is not legal advice. For legal help, contact Colorado Legal Services.

If the home is in Wyoming, the rules in this box are Colorado’s. Wyoming rules are different. Call me about a home in Wyoming.

Questions

Short answers

QDo I have to be caught up before I call?

No. Call while you are behind. I would rather hear it from you than have you wait.

QWhat if I owe more than the home will bring?

Tell me. I will be honest about my offer. I will not promise it covers what you owe. If another path is better, I will say so.

QWill the offer pay off what I owe?

I cannot promise that. The offer is a fair cash offer for the home as it is. You can compare it with what you owe and decide.

QWhat if the payment behind is lot rent, not a loan?

Read the lot rent guide. Call me either way. You can talk about the home and the lot payment in the same call.

QCan I sell my mobile home if I still owe money?

Call me while you are behind. I will be honest about my offer. I will not promise it covers what you owe. If another path is better, I will say so.

Keep going

Why work with me

A short list, then a real conversation.

A fair cash offer within 24 hours, in any condition. No repairs required.
I cover the paperwork and the costs, and I handle it so the sale is done right. I know this process.
You close on your schedule — days or months — and I can move quickly.
I am a licensed Colorado manufactured home dealer. I have lived here more than 30 years, and I have helped mobile homeowners in difficult situations since 2023.
In many cases I can help with some moving money. That is not a promise, and I will tell you if I cannot.
Sellers and park managers trust me. I have good relationships with parks across Colorado and Wyoming.
No pressure. If another path is better, I will say so.

Call or text (719) 963-6131 Fill out the form

Ready to talk about your home?

No pressure. No obligation. A fair cash offer within 24 hours, any condition, with paperwork and costs covered, and a closing on your schedule.

(719) 963-6131

Call or text · I speak Spanish

Or fill out the form

Can I sell my mobile home if I still owe money?

Plain paths if you still owe money.

Keep the home and keep paying

Call the company you pay

If the late payment is lot rent

Sell

You do not have to be caught up before you call me.

Call or text and say what you owe, if you know

I look at the mobile home as it is

A fair cash offer within 24 hours

You choose the closing date

A few things the law gives you.

Short answers

Related

A short list, then a real conversation.

Ready to talk about your home?